I’ve noticed a weird disconnect when it comes to budgeting. On paper, it’s simple: spend less than you earn, prioritize what matters, and stick to it. But in practice, people treat it like some impossible puzzle. I get that life throws curveballs, but isn’t it mostly about mindset?
As someone who tracks every dollar (thanks, cybersecurity habits), I’m curious what makes budgeting feel so daunting for others? Is it the fear of restriction, lack of clarity, or just not seeing the payoff soon enough? For those who’ve cracked it, what shifted for you? And for the cyclists and side-hustlers here, how do you balance passion projects with financial discipline?