I’ve been digging into ways to build wealth more efficiently, especially when it comes to taxes. Maxing out 401(k)s and IRAs is a no-brainer, but what’s next for those of us with higher incomes? Real estate seems like a popular option with depreciation and deductions, but I’m curious about other avenues.
Has anyone had success with tax-advantaged investments like opportunity zones or municipal bonds? Or maybe setting up a structured plan with HSAs or donor-advised funds? I’d love to hear what’s worked for others especially strategies that keep more money working for you instead of going to taxes. Any insights or experiences would be awesome!