I’m at a bit of a crossroads trying to plan my next move for building passive income. I know both real estate and index funds are popular paths, but I’m curious how others weigh them in practice. Real estate seems appealing for the potential leverage and tangible asset, but the idea of being a landlord gives me pause. On the other hand, index funds are incredibly hands-off, but I wonder if the returns can truly match a well-chosen property over the long haul, especially when factoring in tax advantages. For those of you who have chosen one path or a mix of both, what were the key factors in your decision? How do you balance the active management of real estate with the desire for truly passive income? I’d love to hear what’s worked for you and any lessons learned along the way.