This is a question I wrestle with constantly. With inflation still a factor and interest rates up, holding a lot of cash feels like a losing battle, but the market’s volatility makes chasing big gains pretty nerve-wracking. I’ve got some money in dividend stocks for that steady drip, and a small rental property, which is great until a tenant calls at midnight. But then I look at the potential in certain tech sectors or even a sliver of my crypto holdings on a good day, and the allure of growth is strong. How are you all balancing this right now? Are you leaning more toward building that reliable income stream, or are you still betting on assets that could double or triple, even with the higher risk? I’d love to hear what’s guiding your strategy.