I’ve been diving into FIRE strategies lately, and one thing that keeps coming up is sequence-of-returns risk. It’s a bit daunting to think about retiring early only to have a market downturn right at the start. How do you all approach this? I’m curious about methods that still allow for solid growth without leaving yourself too exposed. Do you lean on certain asset allocations, withdrawal strategies, or maybe keep a cash buffer? I’d love to hear what’s worked for others navigating this balance.