I’ve been weighing the pros and cons of index funds versus dividend stocks lately and could use some input. On one hand, index funds seem like a solid “set it and forget it” option with broad market exposure, but dividend stocks offer that passive income appeal. For those who’ve gone down either path, what’s been your experience?
Do you find the steady payouts from dividend stocks more rewarding, or does the simplicity and diversification of index funds win out in the long run? I’m especially curious about how these strategies play out during market downturns. Any insights or lessons learned would be awesome!