Applying Pharmacology Concepts to Personal Budgeting

I’ve been reflecting on how dose optimization in pharmacology could relate to managing finances. In medicine, we carefully calibrate drug dosages to maximize benefits while minimizing side effects. I wonder if a similar approach could help balance saving and spending in a budget. For example, just as too little medication might not treat an illness effectively, underspending on essentials could impact quality of life. Conversely, overspending might mirror an overdose, leading to financial strain. How do you think this principle could be practically applied to create a sustainable budget? I’d love to hear your thoughts or if anyone has tried something similar.